Month: October 2010

  • College…Debt free

    I have some friends going to college soon…and they have asked me how I managed to go for so many years for free…actually, less than free. Here is my story. (WARNING…this is a long post filled with numbers. not lite fare.)

    My experience was that I had no clue what I wanted to do. I knew it probably had something to do with kids. Maybe Inner city. That was about it. My parents said they would pay for a year long, half an associates degree program called Equip, so I went. They said that after that, I was on my own for college.

    Best decision ever. I learned SO much from having to pay my own way. I took responsibility for my education. After Equip, I paid for the second part of the program, and got my associates degree. I worked while going to school, taking less than 15 credits (mostly), and working over 30 hours. I tried to stay one semester ahead of bills: work fall to pay for spring, work spring to pay for fall (Summer was either off or went to special projects like Brazil). I paid about $2500 for that program (less than $100 a credit).

    Then I started to go to Crossroads Bible college, which was about the same amount (they then raised the price quite a bit, which is why I didn’t end up finishing). I paid around $2500 for the classes I took there (22 credits). I discovered this thing called CLEP where you take a test (about an hour and a half) of mostly multiple choice questions (Math might not be, and one English had an essay) and can get 3-6 credits for it. These tests are $75 each. I tried to take one a month for awhile, getting all my basic classes out of the way. Then I just kept going, taking whatever I thought I could pass. I studied minimally (You can buy a study guide online for like $10), and passed all but one. All my English, History, Literature, Science, Biology, and Sociology classes (27 credits) were taken care of for $700.

    After this I started taking classes at Ivy Tech (less than $90 a credit). I took a couple semesters before I figured out how to do FASFA, paying about $1,500. I am not sure if I wasn’t doing it right, or if they thought I was making too much money, but as soon as I was 23, I didn’t have to file any of my parent’s information, and they decided I should receive government assistance. After this, I have received money going to college. 2005 I received a $1000 refund. I stood there at the window, shocked, asking the lady if I had to spend it on “college” things. She said she used her refund to get a car. oh. 2006 I received $2000 a semester, making $4000, which paid for my six months in Brazil…government funded missionary.

    2007 I received a total of $2000 for two semesters, because I realized I was killing myself when I took so many credits, while trying to juggle Brazil (working about 50 hours a week). 2008 I only took classes for the spring semester: $1000. In the fall I went to college in Brazil, which cost me about $80 a month. 2009: same routine. By this time, I have invested:

    $2500 associates degree

    $2500 Crossroads Bible college

    $1500 Ivy Tech

    $700 CLEP tests

    $1000 College in Brazil

    $2000 book costs (since I buy used and online as much as possible, it averages to about $200 a semester)

    total: $10,200

    I have received:

    $9000

    I was a little scared about IUPUI this year, since credits are about $300 each. After the grants came through (from filling out FASFA), I had enough to buy books and came out dead even. This fall semester, I received two scholarships, resulting in $1000 refund. So…nine years of attending five college in two continents, resulting in two associates degrees and a bachelors…I paid about $200.

    Nice.

     

     

  • Rich Dad Poor Dad

    A book by Robert T. Kiyosaki

    This guy talks about his two dads (one natural, one “adopted”): one with a doctorate, one with an 8th grade education–one poor, one rich–and the mind set the follows. The overall point of the book is to train yourself and your children, from a young age, to be financially intelligent. Good point: how come they don’t have those classes at school?

    Lesson one: The rich don’t work for money. His neighbor friend’s dad, the rich dad, takes him under his wing and trains him. The first lesson, is to not have a price–to not let that be what drives you. “The poor and middle class work for money. The rich have money work for them.” “Great civilizations collapsed when the gap between the haves and have nots was too great. America is on the same course, providing once again that history repeats itself, because we do not learn from history.”

    Lesson two: Why teach financial literacy? Rule one: You must know the difference between an asset and a liability, and buy assets. (Then he has lots of nice pictures:)) What most people do is: 1. work for someone else, 2. work for the government (taxes), and 3. work for the bank (pay debt). “Wealth is a person’s ability to survive so many number of days forward…or if I stopped working today, how long could I survive?”

    Lesson three: Mind your own business. The idea is to work for yourself, your own business. Examples of assets: 1. Businesses (that don’t require your presence–once it does, it becomes your job). 2. Stocks 3. Bonds. 4. Mutual funds. 5. Income-generating real estate. 6. Notes (IOUs). 7. Royalties from intellectual property. 8. Anything else that has value, produces income, or appreciates and has a ready market.

    Lesson four: The history of taxes and the power of corporations. So apparently, once you have a corporation, it isn’t taxed. ohhhh. Or at least taxed differently.

    Lesson five: The rich invent money. “Financial intelligence is simply having more options.” It is being creative and finding ways to get what you really want. His “rich dad” never let someone say “I can’t afford it,” but always asked “How can you afford it.” “It is not so much what happens, but how many different financial solutions you can think of to turn a lemon into millions.” You need four main technical skills: 1. Financial literacy: the ability to read numbers–accounting. 2. Investment strategies: money making money. 3. The market: supply and demand (I suggest reading “The Tipping Point” for this). 4. Law: know what’s legal and what isn’t. “Most people never win because they are afraid of losing. In school we learn that mistakes are bad, and we are punished for making them. Yet, if you look at the way humans are designed to learn, we learn by making mistakes.” There are two types of investors: those that buy a packaged investment, and those who create investments. The second type needs three skills: 1. How to find an opportunity that everyone else has missed. 2. How to raise money. 3. How to organize smart people: hire people smarter than you.

    Lesson six: Work to learn–don’t work for money. He suggests that everyone learn how to be a salesman. He knows many talented but poor people because “They are one skill away from great wealth.” He suggests knowing a little bit about a lot (Score! a plus in getting a general studies degree. grin). He went to the Marines to learn how to be a good leader. “If i failed, I went broke. Rich dad thought it best to go broke before you are 30. “You still have time to recover” was his advice.” Be able to do more than one thing in case something falls through. If you do specialize, then a union is beneficial, because you are screwed if that falls through. Three management skills for success: 1. management of cash flow. 2. management of systems (including yourself and time with family). 3. management of people. “Giving money is the secret to most great wealthy families. My educated dad always said “When I have some extra money, I’ll give it.” The problem was, there was never any extra. So he worked harder to draw more money in rather than focus on the most important law of money: “Give and you shall receive.” instead, he believed in “Receive and then you give.”

    Five roadblocks to financial literacy: 1. Fear: “Winning means being unafraid to lose.” 2. Cynicism: “Cynicism is being a chicken little.”. 3. Laziness: often there is “laziness by staying busy” because they don’t want to face other things (like relationships). You need to be inspired by some goal and get moving. Figure out how you can get what you want, not simply say “I can’t afford it.” 4. Bad habits. 5. Arrogance: ego plus ignorance.

    10 steps to get started:

    1. I need a reason greater than reality. ”Tell me what you want–what you really, really want?” “If you do not have a strong reason, there is no sense reading further. It will sound like too much work.”

    2. Choose daily: “our spending habits reflect who we are.” Invest first in education.

    3. Choose friends carefully: and learn from them.

    4. Master a formula and then learn a new one: “You become what you study. be careful what you study and learn, because your mind is so powerful hat you become what you put in your head.

    5. Pay yourself first: the power of self-discipline. Set goals and learn how to keep going. Don’t “dip into savings” when things get hard–instead, get creative. Don’t go into debt (STAR POINT.STAR POINT…)

    6. Pay your brokers well. Perhaps not applying to some of us…but if you have someone helping you make money, and they do it, reward them well.

    7. Be an “Indian giver.” This was actually a cultural misunderstanding: the Indians lent, and the pilgrims thought they were giving. umm…I didn’t really like that point much.

    8. Assets buy luxuries: Don’t buy the fancy stuff–or “live the lifestyle” until you can do it debt free. I would go farther: don’t buy it at all–give to those who really need it.

    9. The need for heroes: find someone you admire and remember that if they can do it, so can you.

    10. Teach and you shall receive: Teaching is a great way of giving, and it helps you become even better at the same time. The whole tithing thing REALLY WORKS. God made it that way. Don’t ask me why. “The principle of reciprocity is true…i want money, so i give money. I want sales, so i help someone else sell something…”God does not need to receive, but humans need to give.”

    Some “to do’s”: Stop doing what you are doing if it isn’t working: try something else. Look for new ideas. Find someone who has done what you want to do and ask them how. Take classes/buy books/CDs. Make lots of offers–try it out. Learn from history. Action always beats inaction.”Money is only an idea. If you want more money simply change your thinking. Every self-made person started small with an idea, then turned it into something big.”  

  • Vacations are lovely things

    Saturday: jogging in West Virginia. Along the river. I picked out a house I would like to buy. Complete with weeping willow.

    Sunday: Anna and I went to Busch Gardens with lots of haunted houses and random people jumping out of corners with chain saws.

    Monday: Jamestown

    IMG_5248 super great ships.P1000498 Protecting the fort.P1000486 he took over.P1000499 yep.

    Tuesday: Norfolk. Everyone else went on a cruise and did ship things–I got to see my lovely friend Sarah:)!

    P1000516 IMG_5260

    Wednesday and Thursday: Williamsburg

    P1000521 decorations at the govenor’s houseP1000528 P1000534 Goodness. Knickers. P1000545 My first crush was on Patrick Henry. Then there was the Marquis de Lafayette…

     IMG_5265 Aren’t they the best?IMG_5272 :) yep. IMG_5287 IMG_5298 Gotta have cute pics of nephew…

    IMG_5296 George Washington ate here as well.

    Friday: Busch Gardens

     IMG_5302 IMG_5311

    Masks in Italy, hats in Germany

    Saturday: Yorktown

    P1000575 They shot real cannonsP1000580 At the place where basically…Independence was won

    IMG_5320 Ain’t he a cutie? Rather a perfect vacation for him. Rather nice for us all. Thanks Uncle Loren and Aunt Carol!

     

  • Philosophy, or something like it

    What I should be posting is pictures of beautiful days next to West Virginian rivers, haunted houses, ships in Jamestown, the ocean and good times with old friends, and cute guys in knickers from Williamsburg…but all you get is my philosophy paper, since my evenings are still filled with homework. The rest is yet to come.

    ***

    For utopia to work, human nature must be fundamentally changed. The reason utopia has not been actualized is because this change in human nature is either impossible, or hasn’t been discovered/implemented yet. The writings about utopia either change human nature to something different with no connecting link, or think that by changing society (or specific aspects of it), human nature will naturally follow.

    Utopia requires an outer and an inner change, a change in human nature. In class we discussed how it is important to change the outside as well as the inside—and at the same time—to create utopia. “Unless you change everything, everything doesn’t change at all.” Outside, the needs are supplied, and inside is changed to it is REALIZED that all the needs are supplied. This realization is the fundamental change in human nature that is still lacking realization today.

    In Thomas More’s Utopia, the people seem rather perfect: they still desire, still have fight in them, still crave learning, but don’t have the vices. It is held that greed and stealing and hate in general are all because of private property and cash: “As long as you have private property, and as long as cash money is the measure of all things, it is really not possible for a nation to be governed justly or happily.”

    Jameson, in his article about More’s Utopia, comments that “a no-place must be put together out of already existing representations.” From that perspective, human nature is taking all the good that we know and getting rid of the bad. He identifies in Utopia that you need to remove gold, pride, and hierarchy for true human nature to come out and the people to become, well, “utopian.”

    Other 16th century utopians reads, such as Rabelais (“The Abbey of Theleme”), threw me off with the satire. Just when I think I understand his view, I realize he was making fun of it (and me, incidentally) all along. I would say that he thought human nature was screwed up, so he wrote it satirically about it to point this out even more strongly. Historically and religiously, the Christian view of human nature would have been fundamental, especially in this time period. The traditional Christian view of human nature is that it is corrupt and in need of a transformation through a work of God.

    Montaigne (Of the Cannibals), by contrast, was enamored with the natives, and the new cultures that were discovered during this period of exploration, thinking that he had finally found what human nature was when left to its own devices. In reality, he does not have a full picture of their society—not ever having left France himself—and in just the early stages of discovery. For him, to get to perfect human nature would be to take all England to this “new world” and let them get back to their true selves.

    In the 17th century, utopian writing seems very scientifically (Like Francis Bacon’s “New Atlantis”) and dryly (Like James Harrington’s “The commonwealth of Oceana”) written. The utopias seem especially repressive in this time period (Winstanley’s “The Law of Freedom in a Platform” and Margaret Cavendish’s “The Inventory of Judgments Commonwealth”). Human nature is seen as something that needs to be disciplined and brought into order.

    The 18th century is found worshipping reason as the answer to their problems.  Human nature in Jonathan Swift’s “Gulliver’s Travels” is seen as beast-like in the yahoos, and then reason-based and desire-less in the Houyhnhnms, which represent the “utopian” dream: “Their grand maxim is, to cultivate reason.” In Mercier’s “Memoirs of the Year Two Thousand Five Hundred” it just takes time for human nature to naturally choose the good over the bad: “How glorious it is to discover the means of making those private passions subservient to the general good!” So human nature will win out—just give it enough time (or more time). In these utopias they, as good humans making a rational choice, got rid of foreign trade and wealth because it corrupts, and it is as simple as that.

    In “Sketch for a Historical Picture of the Progress of the Human Mind,” by Condorcet, “The time will come when the sun will shine only on free men who know no other master but their reason.” Human nature will end up good and reasonable. The three things holding back human nature from this is: inequality in wealth, in status, and in education.

    In the 19th century, there is the continued glorification of reason, as well as of technology (Etzler) and industry/capitalism (Charles Fourier and Charles Henri de Saint-Simon’s “Sketch of a New Political System,” where he happily spends “twelve millions” on different projects—or to pay off the old system), or the opposite (Marx and Engels’ “Communist Manifesto”).

    I enjoyed Robert Owen’s “Book of the New Moral World,” that has a utopia where the desires are not stifled, and it is divided by age (interesting to note that he founded “New Harmony,” a community in Indiana). His solution for human nature was that “the natural and rational classification of society, when adopted, will forever preserve those rights inviolate…calm the evil passions…introduce order and wisdom…into all the affairs of mankind. A new spirit of equity, justice, charity, and kindness would be created.” Order people by age, giving each the best job for them and that age, and human nature will transform into something good and well-working for utopia.

    The common thread in all of these readings is that human nature, left on its own, should be good and compliable towards utopian living. The only reason why it is messed up is due to bad socialization. Melford Spiro’s article “Utopia and Its Discontents: the Kibbutz and Its Historical Vicissitudes” brings up the idea that there is problems within the utopian belief in the unlimited power of education, or/and its idea of human nature.

    The article studies Kibbutzim in Israel, the largest utopian movement in history: “three generations of communally born and educated members…the oldest kibbutzim have produced four.” This is perfect—we can study their kids, who have been raised in the utopian environment—and see if they become more of this “good person” that utopian thought thinks they should become.

    Beginning around 1910, Jews from Russia with the Zionist theology, went to Israel and faced tough times. They found that to survive, they had to bind together. “They believed that human nature, though essentially good, is corrupted by private property, social inequality, and the artificial conventions of urban society.”

    By the end of the 1960s it was basically the end of classic kibbutzim. At that point, they were known as the elite of Israel, and very highly respected. But then came two crises: economic and psychological. Economically (money problems), changes were made, averting the end of kibbutzim, but creating a diluted version of the original ideas. Psychologically, they found that the children born and raised in the kibbutz were discontent with the way things were—whereas utopian ideology would have said they would have been a more actualized, complete person.

    The author then makes a claim about human nature. Since these children were raised to be collectivists, and they naturally were not—even though everything around them was, and they were taught from the very beginning to be—this then says that individualism is natural to human nature: “that preferences for individual over collective possessions, privacy over togetherness, personal over group interests, and freedom over equality…are human nature.”

    This puts a chink in utopian thinking that human nature just has to return to normal. Instead, Melford Spiro points out three things that happened to create something different—collectivism—that lead to the beginning of the kibbutz and utopian living: first, “adolescent rebellion against parents and other authority figures who represented the values of the regnant social order,” second, “an emotionally powerful social experience (or experiences),” and lastly, “a motivationally powerful belief system.”

    Around 1910, that generation was up against the European system that cut them out of life. They moved to a new place up against hard situations and experiences where they needed each other to survive, and had their Zionist theology. The following generations did not have these three things: no reason to rebel against their authorities or social order, no communitas (deep community, binding them together) experience, and they never picked up on the Zionist theology. Most of the future generations live there simply because it was “home.”

    The two conclusions of the article are that “utopian communes…produce discontents—if not among their founders, then among their succeeding native-born generations,” and “native born members of utopian communes are discontents because their individualist motivational dispositions are stronger than their collectivist dispositions.”

    From this, it seems like we can’t get to collectivist until after we have tried individualist and found it didn’t work for us. I think that people are messed up. We are broken from the start and learn how to get worse. You take away all the bad stuff and we will ingeniously find new ways to mess things up. Take a look at suburban projects—parents trying to give their kids everything: gated communities, good educations, lacking nothing—and yet, those kids are just as messed up as anyone else, just like the kids in the kibbutz.

    I am all for imagining utopias, dreaming and wishing for better days; I think it is a vital part for learning and growing. But I don’t believe we will ever reach utopia until there is a fundamental change in human nature, something that doesn’t come by simply changing society. You can change everything on the outside to perfect, but you can’t run away from yourself. The inside has to be changed as well.

     

     

  • Million Pieces

    Whenever I go to the art museum, I get overwhelmed. I start hoping I won’t like any more of the pictures. Because it is too much. I feel like if I see any more, I will splinter into a million pieces.

    Same thing with traveling. I am afraid to fall in love with a new place because then I have a new place to miss. A new place to want to return to. A new place to keep up with.

    Same thing with friendships. With people. Truly loving the ones I already know is already exhausting–will I have room for any more?

    I have to believe that the way love works is to expand you. Not burst you into a million pieces. At least I hope so. God, you have to help me expand to love more, because right now, I am overwhelmed. Maybe I need to burst into a million pieces first.

    “The best things in life are free–but are the d*** hardest to keep.”

  • The Tipping Point

    This is another good one. A keeper. Good read. Makes you feel like you are “in” and going to find out some sort of secret that just might change your life. Just might.

    “The Tipping Point” by Malcolm Gladwell

    Three things that create the tipping point to making something BIG happen (like epidemics):

    1. Law of the few

    2. Stickiness factor

    3. Power of context

    80/20 principle: In any situation, roughly 80 percent of the “work” will be done by 20 percent of the participants. For example: 80 % of crime is done by 20 % of the population. 80 % of beer is drunk by 20% of the drinkers. He relates it to a couple of very charismatic people who had HIV that then infected many others. HIV actually hit earlier in the 50s, but the virus was able to be overcome by the victims. (That would be “law of the few) The reason why it stuck in the 80s is because the virus itself changed into something people could not shake off.  (That would be the stickiness factor). He brought up the study of the woman who was killed with 38 people watching, and no one called the police. It turns out, everyone thought someone else would. She would have had more chance of survival is she had been attacked on a lonely street with just one witness. (That would be the power of context).

    A. Law of the few: The “few” people you need are Connectors, Mavens, and Salesmen. (The messengers, the exceptional people who are capable of starting epidemics)

    Connectors: “Six degrees of separation.” This guy mailed a bunch of random people a letter and asked them to send it to someone they knew who could get it closer to a specific person. It turned out that those random people were able to send it to someone, who sent it to someone else…normally in less than six steps. This is the theory that we are all connected to each other by just six degrees of separation. If you think about the people you know, and how you know them, you will probably find that there are a couple key people who connected you with most everyone else–these people are called connectors. They just have a way of meeting and knowing and remembering people. Making connections.

    Mavens: “maven” comes from Yiddish, meaning one who accumulates knowledge. These are the people who know, and who help others come into the “know.”When one of these people suggests a restaurant, you go, because you know it is good. When you need to know what computer to buy, you ask them, because they know. Connectors connect people, Mavens connect information.

    Salesmen: the persuader: energy, enthusiasm, charm, likability. And something more. Very positive. “We normally think of the expressions on our face as the reflection of an inner state. I feel happy, so i smile. Emotion goes inside-out. Emotional contagion, though, suggests that the opposite is also true. If I can make you smile, I can make you happy. Emotion, in this sense, goes outside-in. This is how some people can have an enormous amount of influence over others. These people are called “senders.”

    B. Stickiness factor: (There is a simple way to package information that, under the right circumstances, can make it irrestistible.)

    This is about what makes it stick. And making the little changes needed to make it stick if it doesn’t at first. The products (they discuss many, from Sesame Street to Airwalk) that are willing to find the right messengers (the Connectors, Mavens, and Salesmen) and fiddle around with things until they work–get big results.

    C. Power of Context:

    New York City was able to lower crime rate by the “Broken Window” theory. The theory goes that if a window is broken and no one fixes it, no one cares and more windows will be broken. So they fixed the “broken windows” (mostly graffiti and regulation of Subway tokens) and crime went down DRAMATICALLY. Environment affects us more than we think. A child in a good home bad neighborhood is much more at risk than a child in a poor home good neighborhood. The Fundamental Attribution Error (FAE) says that we make mistakes of overestimating the importance of fundamental character traits and underestimating the importance of the situation and context. It isn’t that good people will always do good things and bad will always do bad. It is that it depends on what all is going on around the situation. At a seminary, they did a “Good Samaritan” test, where they put a beat up/sick person in the way of a seminary student. They interviewed all the students before, asking them why they were training for ministry and such, some they even had asked to do a speech about the “good Samaritan.” Then, with some they told them “Please hurry to make your speech, you are late” and some they told “They will be ready in a few minutes, but let’s get over there.” No matter what reason they were in seminary, no matter what the meeting was for…those who were told they were late–only 10% stopped to help the hurt/sick person. 90% kept rushing–even to stepping OVER the person. Of the ones told they had some time: 63% stopped to help them. Point? The context (Rush rush rush) affected the actions of the people.

    John Wesley–why did Methodism spread so fast? He wasn’t just a connector, connected to many people–he was connected to many GROUPS, which made the difference. Those groups them could grow and become something on their own. In groups, there is the Rule of 150. It seems that after 150, you can’t really sustain the relationships. Many communes and businesses have found this to be true. Once they get to 150, they break off and start a new one. At work, after 150 each person doesn’t feel their own role: “This is what you get when you have small teams, where everyone knows everyone. Peer pressure is much more powerful than a concept of a boss. People want to live up to what is expected of them.”

    So it turns out that when we are with other people, it helps us remember things. “Relationship development is often understood as a process of mutual self-disclosure, although it is probably more romantic to cast this process as one of interpersonal revelation and acceptance, it can also be appreciated as a necessary precursor to transitive memory. Transitive memory is part of what intimacy means.” So when you are with your family, something happens, you have that many more heads to remember it and fix it…”Divorced people who suffer depression and complain of cognitive dysfunction may be expressing the loss of their external memory systems…they were once able to discuss their experiences to reach a shared understanding and could count on the access to a wide range of storage in their partner, and this too, is gone. The loss of transitive memory feels like losing a part of one’s own mind.” No wonder you feel like you are going crazy when a loved one dies.

    Whenever you start an epidemic, you have the Innovators (adventurous ones “These are outcasts in some way. The at least feel that way, like they were different. People with more passion. Set apart from everyone else, who doesn’t look like their peers.”) who then are picked up by the Early Adopters (they tweak it to make it accessible, sticky–these are the Connectors, Mavens, and Salesmen “They make it palatable for mainstream people. They see what the really wired people are doing and tweak it” They translate it for the rest of us). Then you have the Early Majority and Late Majority of people who pick up on it (some quicker than others). Then lastly, you have the Laggards (traditional, who see no reason to change), and this is the bell curve of the tipping point.

    So he relates it to smoking. Turns out, in interviews, those who started smoking almost always did because they viewed it as something “cool.” Not due to the cigarette, but the smoker. There is actually a “smoker personality.” “The quintessential hardcore smoker, according to Eysenck, is an extrovert, sociable, likes parties, has many friends, craves excitement, takes chances, impulsive, more aggressive, not reliable, a greater sex drive, and much higher on the “anti-social” index: more deliquent, ore rebellious, more drinkers, more truthful…” So most people don’t smoke because the act is cool, but those who do it are. They are the “Few” driving the tipping point for teen smoking. There is a lot more about that in the book, but it goes into then how we need to make cigarettes less “sticky” and how it seems there are some people who smoke, but don’t get addicted–called “chippers” They smoke no more than five a day, but at least four times a week. More like social drinkers.” For some, nicotine works as a drug to help stop depression. So when those people tried to quit, they got depressed. They are working on a depression drug to help with that, and found that many more smokers were able to quit with it (Zyban).

    It turns out that the biggest predictor of how a kid will turn out it, that shapes their character and personality–is their peer group. The author’s suggestion wasn’t to stop kids from experimenting smoking (or other things), but rather to make sure that experimentation was safe and didn’t lead to addiction. The “few” will always be there, but help it not be sticky, help the context to not be favorable, and chances are, it won’t be a tipping point for them.

    There was a lot more. I am doing the book justice. I am also late for class, so that is all you get. :)

  • Brazilian President

    from http://www.bloomberg.com/news/2010-10-04/development-lending-may-give-lula-successor-more-inflation-brazil-credit.html

    “Brazilian voters pushed the election for president into a second round yesterday, after no candidate won more than 50 percent in the initial ballot. Lula’s former cabinet chief, Dilma Rousseff, will face former Sao Paulo Governor Jose Serra in a runoff later this month, electoral authorities said.”

    I am no better at Brazilian politics than I am at American ones, meaning I really have no clue. But, a letter from a friend told me this:

    “(October 3rd) we’re going to have elections in Brazil for presidency, senate, State governments and representatives. Please pray for our country. There have been some rumors about the leading candidate (Dilma Rousseff) and her party, PT (workers party). She’s Lula’s candidate. People have been saying that a lot of bad laws are about to be approved in case she wins; gay marriage, abortion approval, restrictions to outreach services, etc. Even Christians churches are going to have to celebrate gay marriages, otherwise the pastor/priest may be sued and the church might pay a fine, just to name some of these new laws. And to top it off, her vice president’s son is part of a satanist cult.”

    Anyways, these things make a big difference to our brothers and sisters in Brazil. Please keep them in your prayers.

  • Code of honor

    * Dead to self-interest, confident in battle

    * Courageous under fire

    * Trained for war

    * Restrained to the nature of God

    * An upholder of decorum

    * Harnessed of soul

    * Unwilling to violate conscience

    * A protector of the weak

    * Marked by purity and virtue

    * Unafraid of death

    * Unwilling to be subjugated or debased

    * The last to sleep and the first to rise

    * Untouched by men’s opinion

    * A possessor of great inner stability

    * Rightly prioritized

    “When I learn to say a deep, passionate yes to the things that really matter–and no to whatever gets in the way of that yes–then the peace begins to settle onto my life like golden sunlight sifting to a forest floor. And that, I find, is a peace worth fighting for.” –Leslie Ludy “The Lost Art of True Beauty”

  • Momma T

    “Certainly, love is expressed first in being with before doing to someone. We have to continually renew our awareness of this because we can get caught up in a lot of the doing for. You see, if our actions do not first come from the desire to be with a person, then it really becomes just social work. Service, in a way, is simply a means of experssing your being for that person–and often with the poorest people you cannot completely alleviate their problem. The message we try to convey to the poorest of the poor is: we cannot solve your problems but God loves you even while you are handicapped or alcoholic or have leprosy, and whether or not you become cured, God loves you just as much and we are here to express that love. It’s a difficult message to communicate, obviously, but we believe that being for them is the first thing.” Mother Teresa